Services for Individuals
Comprehensive Financial Planning & Risk Management Solutions for Individuals
Regardless of your situation, our process begins with discovery. The first step is to have an in depth conversation about who you and what you are hoping to accomplish. By doing this and spending the time up front, we find that it becomes much easier to forge a strong relationship that will last the lifetime of your financial and investment needs.
Investment Services
We’ll help you get a better idea of your investment goals and create personalized options to help meet them.
- Reviewing your investments and designing a personalized portfolio appropriate to your specific needs.
- Providing a quarterly market commentary letter for advisory clients detailing our firm’s view of the current state of the investment markets.
- Giving independent advice and recommendations regarding positioning of funds within your employer provided retirement plans including, but not limited to 401(k), 403(b), etc.
- Providing quarterly performance statements for fee-based investment advisory assets.
- Quarterly, or as needed, meetings to review and evaluate your investment performance, update your overall financial objectives, and, if necessary, re-allocate your portfolio as agreed upon by you.
- Continuous and confidential monitoring of your investments.
Retirement Income & Distribution Planning Services
Retirement can take toll on you, especially when it comes to your finances. We can help.
- Analysis of your current and future income needs with consideration taken to changes based on life events.
- Continuous monitoring of recommendations to fund your income needs and help maintain a comfortable standard of living.
- Recommendations regarding appropriate distribution strategies for your employer retirement plans and IRAs.
- Review of retirement plan beneficiaries and analysis of ways to distribute your plans for those elected to receive benefit.
Tax Reduction Planning Services
Salus can help you manage your taxes so you can focus on more important things.
- Review of your tax situation and development of strategies to incorporate any new tax law changes.
- Working in unison and consulting with your tax preparer or accountant to build a cohesive strategy.
- Recommendations of tax solutions including tax advantaged investments, as appropriate.
- Staying current on new tax laws that can affect your portfolio.
Risk Management Services
Let us help you determine your financial risk.
- Analysis of your risk management and insurance needs, now and in the future.
- Policy review providing objective assessment of your current risk reductions strategies.
- Available quarterly reviews of life, disability, long-term care, and property/casualty insurance policies.
- Development and implementation of new comprehensive risk reduction strategies.
Family Wealth Planning Services
It’s never too early to start thinking about your family and estate should something happen to you.
- Working in unison with your attorney to review your current estate plan and address concerns.
- Transferring assets to your living trust or other trusts.
- Offering guidance in the event of the death of a loved one.